Tarot

Ten of Pentacles: Tarot Meaning and Mercury in Virgo

The Ten of Pentacles means legacy, family, the long view. What it means upright and reversed, the four ways readers handle reversals, and the Mercury in Virgo attribution behind it.

Card showing Ten of Pentacles from the suit of Pentacles, attributed to Mercury in Virgo
Ten of Pentacles. Attributed to Mercury in Virgo.
The short answerThe Ten of Pentacles means legacy, family, the long view. Upright: The long horizon: inheritance, family money, institutions, whatever outlasts the person who built it. Reversed: Family trouble about money, or a horizon that has shrunk to this month. It belongs to the suit of Pentacles, the Earth suit, which covers money, work, the body and anything you can count, and its astrological attribution is Mercury in Virgo.

What is in the picture

Pamela Colman Smith drew the Ten of Pentacles as an old man in a patterned robe with two dogs under an archway, a couple and a child nearby, ten coins arranged across the scene. That matters more here than in the Majors. Before 1909 the pip cards of almost every deck showed nothing but an arrangement of cups or coins, and you had to have memorised a meaning to read one. She gave all forty of them a scene, and that single decision is why a beginner can read this deck at all.

The Ten of Pentacles upright

The long horizon: inheritance, family money, institutions, whatever outlasts the person who built it.

Pentacles are the material suit. A reading full of them is about something with a number attached, even when the question was about feelings. The question the card puts to you: who this is for after you.

The Ten of Pentacles in the three questions people actually ask
If the question is aboutThe Ten of Pentacles uprightWhat to check
LoveA long-term household with other generations in it.Which other suits are on the table
WorkA stable institution. Legacy rather than a win.Whether the position is past, present or advice
MoneyWealth across time rather than this year.Whether the surrounding cards agree with it

The Ten of Pentacles reversed

Family trouble about money, or a horizon that has shrunk to this month.

Readers disagree about how reversals work, and the disagreement is not minor: the four common methods give four different answers for the same card. Any page that gives you one reversed meaning and does not mention this is simplifying.

The four ways readers actually handle a reversed card
MethodWhat the reversal meansWhen it fits best
Blocked or delayedThe upright meaning, not available yetThe most common method. Works on almost any card
The oppositeThe reverse of the upright meaningCards with a clear opposite, like the Sun or the Ten of Cups
Turned inwardThe upright meaning, happening privatelyThe feeling cards, and most of the Cups
Too much of itThe upright quality in excessThe strong cards: Strength, the Emperor, the King of Wands

The astrology on this card

The Ten of Pentacles is given the third decan of Virgo, which is the stretch from 20 to 30 degrees of the sign, ruled by Mercury. That is not decoration. The thirty-six pip cards from Two to Ten map onto the thirty-six decans in order, and the ruler of each decan comes from the Chaldean sequence counting forward from the first third of Aries. So the card and the placement are describing the same thing twice: Mercury in Virgo is the Ten of Pentacles in a birth chart.

The Ten of Pentacles in the Golden Dawn attributions
FieldValue
SuitPentacles (Earth)
Decanthird decan of Virgo
Degrees20 to 30 degrees of Virgo
Ruled byMercury
Reads asMercury in Virgo

This is the part that almost no tarot page prints, and it is the part that makes the deck make sense. The seventy-eight cards are not seventy-eight separate ideas. They are four elements, ten numbers, four court ranks and twenty-two Majors, laid over the zodiac in a fixed order. Once you can see the structure you stop needing to memorise anything.

The suit of Pentacles

Pentacles are the material suit. A reading full of them is about something with a number attached, even when the question was about feelings. Pentacles are the Earth suit and they govern money, work, the body and anything you can count. The suit's three signs are Capricorn, Taurus, Virgo, in that order: cardinal, fixed, mutable. The Twos, Threes and Fours sit in the first of those, the Fives, Sixes and Sevens in the second, the Eights, Nines and Tens in the third. That is the whole system for the pip cards.

What the Ten of Pentacles is often confused with

The Four of Wands. The Four is the day. The Ten is the decades.

What a card cannot doNo card predicts a death, a diagnosis or a court outcome, and a reader who tells you otherwise has left the tradition behind. Tarot is a structured way of thinking about a situation from angles you would not have chosen. Nothing here should be used in place of medical, legal or financial advice.

Where these meanings come from

Worth knowing, because most pages present card meanings as though they were handed down from antiquity. Playing cards reached Europe in the fourteenth century and the earliest surviving tarot decks were painted in northern Italy in the fifteenth, as a card game. For roughly three hundred years that is all they were. Divination with them is first clearly documented in the late eighteenth century, in France.

The meanings in use today in English are almost entirely the Rider deck's. It was published in London in 1909: Arthur Edward Waite wrote the scheme, Pamela Colman Smith drew all seventy-eight cards, and she was paid a flat fee and went uncredited on the box for most of a century. Her decision to give every pip card a scene rather than a plain arrangement of symbols is the single reason modern tarot works the way it does, because a picture can be read by somebody who has memorised nothing.

Both of them were members of the Hermetic Order of the Golden Dawn, which is where the astrological attributions on this page come from. Those are a genuine system with internal logic, and they are a little over a century old rather than ancient. Saying so costs nothing and it is the difference between a page you can trust on the rest of the detail and a page you cannot.

Using the Ten of Pentacles in an actual reading

  1. Read the position before the card. The same card in a "what is blocking this" position and a "what helps" position is not making the same statement.
  2. Describe the picture out loud before reaching for a meaning. Pamela Colman Smith put the information in the image. What the figures are doing is usually the reading.
  3. Check the suits around it. This card among four Swords is a different message from the same card among four Cups.
  4. Ask what the card asks rather than what it predicts. Tarot is far better at describing a situation you are already in than at naming a date.

If you want something built from your own chart

The deck is the same deck for everybody who picks it up, which is both the appeal and the limit. A birth chart is not shared with anybody: it needs your date, your time and your place. If you do not know your birth time, this covers how to find it.

Questions people ask

What does the Ten of Pentacles mean in tarot?

The Ten of Pentacles means legacy, family, the long view.

What does the Ten of Pentacles mean reversed?

Readers use four different methods for reversals: blocked, opposite, turned inward, or too much of it. The article sets out all four, because they give different answers and no single one is the correct reading.

What is the astrological attribution of the Ten of Pentacles?

Mercury in Virgo, in the Golden Dawn system the Rider deck was built on.

Does a tarot card predict the future?

No. A card describes a situation and asks a question about it. Nothing in the tradition names a date, and nothing in it should stand in for medical, legal or financial advice.

RubyAstro writes about astrology for reflection and self-understanding. Nothing here is medical, legal or financial advice, and none of it is a prediction of events. Read our full disclaimer.